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  • http://www.60MinuteLoanModif​ication.com – FREE CD shows how I modified loans on all 5 of my properties. My simple system helps you beat the bank, lower your payments, and save your home. CLICK the link above to learn more.

    [Below is an excerpt from a live loan modification teleconference]

    Ryan: What about the specifics of this one? I know these folks had some things that initially they thought this is going to be a block for us. Were they doing multiple properties on this one? Didn't you tell me that their mortgage was $8,000?

    Mike: Yeah, the difficulty with this one was they had some income issues. Their income had declined very rapidly during 2008 but now in the last six months had come back and they were self-employed. So that's always a little bit dicey in terms of for the underwriter at the lender, providing conclusive proof that this is documentable income. So they had a little bit of an issue there but they got their bookkeeper involved, their accountant involved and got that all straightened away.

    Ryan: So basically you want to go into more of the details of that?

    Mike: No, I think we should wait until they finalize their modification. They're still arguing with the bank over about $900 worth of monthly expenses.

    Ryan: Okay, but just a quick overview. They set the record for getting a loan modification. They got a fantastic loan modification. This thing knocked $2500 a month off their payment and based on our plan they actually rejected the offer. They rejected the offer because it was the first offer, and that's one thing that we teach people and that we've experienced is that you can do often better than the first offer. And so just really exciting. You get this thing back in one week and then it's a wonderful loan modification and you just start feeling like, wow, maybe we're in the driver's seat again here. And these people were really feeling that way too because they also had a huge income again. They had a dip but they were back and so their thinking was there's no way we're going to get out of this. Anyway, before you give up on yourself it's worth a shot.

    Mike: Ryan, let me make a couple more points here about the resulting kind of street level impact of the President's program. I said it was going to be faster.

    “I Can Help You Save Your Home!”

    FREE Loan Modification Quickstart CD
    http://www.60minuteloanmodifi​cation.com/pre-checkout-page/
    • 6/24/09
    • 275 views

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